The concept of the ladder strategy in mortgage rate management is an innovative approach designed to optimize the borrowing experience for homeowners. This strategy helps borrowers manage interest rate fluctuations more effectively and can result in significant savings over the life of a mortgage.

Understanding the Ladder Strategy

The ladder strategy involves staggering the maturity dates of different...

On September 22, 2025, the Q2 2025 GTA and GGH Housing Report Card, a comprehensive study conducted by the University of Ottawa’s Missing Middle Initiative in partnership with the Residential Construction Council of Ontario (RESCON), was released, evaluating the performance of 34 municipalities across the Greater Toronto Area (GTA) and Greater Golden Horseshoe (GGH). According to the report, most m...

While Canadian real estate continues to provide value, diversifying internationally provides not just geographical balance, but also access to high-growth markets that behave differently from Canada’s. The Dominican Republic (DR) has emerged as one of the most accessible and profitable places to do this, offering a blend of strong fundamentals, investor protections, and straightforward processes that...